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POSITION TITLE: FINANCIAL CONSULTANT 
DEPARTMENT: BANGOR SECURITIES

FUNCTION:
Meets the investment needs of Bank and subsidiary customers through relationship development and sales of approved products and services. Assists clients in establishing financial goals and creating investment programs to achieve those goals.

DUTIES:
(E) Essential or (M) Marginal

E 1. Assists Bank and subsidiary customers to establish financial goals and creates investment programs to achieve those goals.

E 2. Achieves assigned business development goals by actively selling approved financial products.

E 3. Cross-markets products and services for all areas of the Bank and its subsidiaries.

E 4. Develops branch and business line referral network by mentoring and team building with branch and business line employees.

E 5. Periodically reviews client investment holdings and recommends appropriate investment actions.

E 6. Assists clients in developing complex estate plans using wills, trusts, powers of attorney, healthcare declarations and other appropriate planning techniques.

E 7. Stays current with investing and financial planning fields with emphasis on more complex and sophisticated developments.

8. Interacts harmoniously and effectively with others, focusing upon the attainment of Bank goals and objectives through a commitment to teamwork.

9. Conforms to acceptable punctuality/attendance standards as expressed in the Employee Handbook.

10. Assumes additional responsibilities as requested.

Knowledge/Skills/Experience Requirements:
High School diploma or equivalent required. CFP or equivalent certification is desirable. NASD Series 7, 66 licenses required. Life, Health and Variable Contract licenses required. Computer skills and related software programs. 5 plus years experience in the financial services or related sales field (e.g. insurance, brokerage, trust, financial planning, etc.) with strong emphasis on sales.

Physical Demands/Conditions Requirements:
General office environment. Moderate lifting to 35 lbs. Heavy driving as much as 5000 miles/month. Moderate reaching, walking, sitting and standing required.

Equipment Used:
General office equipment. Bank Laptop PC with word processing and spreadsheet capabilities. May require use of personal vehicle.

External and internal applicants, as well as position incumbents who become disabled, must be able to perform the essential functions (as listed) either unaided or with the assistance of a reasonable accommodation to be determined by management on an individual basis.

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