Tools for You:

Here are some easy to use on-line calculators to help you solve some common financial calculations.

Home Financing: 

• Should I refinance? 
• How much will my fixed rate mortgage payment be? 
• How much will my adjustable rate mortgage payments be? 
• How much will my payments be for a balloon mortgage? 
• Should I rent or buy? 
• Which mortgage is better for me? 
• How much will I save by increasing my mortgage payment? 
• How much mortgage might I qualify for? 
• Should I consolidate my loans? 
• How much home can I afford?

Personal Financing:

• How much car can I afford? 
• Is an Auto Loan or Home Equity Loan best for purchasing a car? 
• How long will it take to pay off my credit card? 
• How much do I need to save for college? 
• How much will I need to save for a major purchase? 
• How much can I afford to borrow? 
• What is my loan rate? 
• How long will it take to pay off my loan? 
• How much will my loan payments be? 
• Should I consolidate my loans?

Investment Calculators:

• What is the yield on my portfolio? 
• How can I save a million dollars? 
• What is my investment yield? 
• What is my future value worth today? 
• What will my investment be worth in the future? 
• How much could I save over time? 
• What rate would I need to earn on my savings? 
• What savings amount should I start with? 
• How much should I save each month?

Retirement Calculators:

• Which is better for me, a Traditional IRA or a Roth IRA? 
• How much will my Traditional IRA be worth at retirement? 
• How much will my Roth IRA be worth at retirement? 
• How long will my retirement savings last? 
• What rate do I need to support my retirement? 
• How much do I need to fund my retirement? 
• How much can I spend each month in retirement?

Lease Calculators:

• How much can I afford to lease? 
• What will my lease residual be? 
• How much will my lease payments be?
• What is my lease rate? 

Presented by

for
Bangor Savings Bank
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The information provided by these calculators is for illustrative purposes only. The information entered may vary from your actual loan, mortgage, investment, or savings results. Interest rates are hypothetical and are not meant to represent any specific investment. Rates of return will vary over time, particularly for long-term investments. The calculated results are not guaranteed to be accurate and are in no way endorsed, offered or guaranteed by Bangor Savings Bank.