Tools For You:

Mortgage    (print) 
We now offer online mortgage applications and pre-approvals at BangorMortgage.com. For current rates, more information on our mortgage products, handy financial calculators, and research to help you make an informed decision, visit BangorMortgage.com today.

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Equity Blend - Home Equity Line    (print)

Our Equity Blend home equity line of credit gives you a fixed rate for the first two years so you don't have to worry about fluctuating interest rates. Plus, you can draw on the line for up to 10 years.

No closing costs. Borrowers are required to pay certain fees to third parties such as appraisers and title attorneys. Generally these fees range from $150-$350. $20,000 minimum new money advanced at closing. 10 year advance with 15-year repayment. Reserved for Owner Occupied, 1 to 4 Family Residential Properties. Rates fixed for 24 months, then APR can change monthly. Variable rate after 24 months will be based on prime plus .25%. Currently prime plus .25% is 3.50%. Maximum APR that can be imposed is 18%. Prepayment fee of $350 if closed within first 36 months. Loan to Value: 85% maximum; 80% if loan amount is greater than $250,000, and requires title insurance at the expense of the applicant. Hazard Insurance is required.  Interest rates and annual percentage rates are accurate as of 19 December 2008.

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Equity Plus - Fixed Rate Line of Credit    (print) 
Equity Plus is one of the few equity programs offering a fixed rate for the life of the loan.  And because it's a line of credit, not just a loan, you have access to cash whenever you need it.   Other advantages include easy terms, fast approval, lines as low as $10,000 and the ability to borrow up to 90% of your homes equity. For additional information email us at Lending@bangor.com or call 1 877-Bangor1 (1 877-226-4671).

Other fixed rates, line amounts and the ability to borrow up to 90% of your home's value are available. Interest rates and terms are subject to change without notice. No closing costs on lines up to $250,000 unless appraisal is required. All loans are subject to credit approval by Bangor Savings Bank. Interest rates and annual percentage rates are accurate as of 19 December 2008.

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Equity Reserve® - Variable Rate Home Equity Line    (print)

Tap into the equity in your home at competitive rates to fund home improvements, vacations, education, investments, taxes and more. Use it over and over again-even if your first mortgage is not with us. For additional information email us at Lending@bangor.com or call 1 877-Bangor1 (1 877-226-4671).

Interest rates and terms are subject to change without notice. No closing costs on lines up to $250,000 unless appraisal is required. All loans are subject to credit approval by Bangor Savings Bank. Rates are subject to change after closing. The maximum annual percentage rate that may be imposed is 18.000%. Interest rates and annual percentage rates are accurate as of 19 December 2008.

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Auto Rates    (print) 
Get the best possible deal on the car or truck of your choice. We offer loans for new or used autos through Maine dealers or at any local Bangor Savings Bank branch. For auto loan rates, call us at 1 877-Bangor1 (1 877-226-4671).

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Business Complete Money Market Account    (print)

What every small business needs: the ultimate in financial flexibility and high-yield returns. To learn more about our Business Money Market product click here, call your local branch, email us at CustomerService@bangor.com or call 1 877-Bangor1 (1 877-226-4671).

*Interest rates and annual percentage yields are accurate as of 19 December 2008. Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Business Complete Money Market account requires a $5,000 minimum opening deposit.

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Business Premium Money Market Account    (print)

What every small business needs: the ultimate in financial flexibility and high-yield returns. To learn more about our Business Premium Money Market product click here, call your local branch, email us at CustomerService@bangor.com or call 1 877-Bangor1 (1 877-226-4671).

*Interest rates and annual percentage yields are accurate as of 19 December 2008.  Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Business Premium Money Market account requires a $50,000 minimum opening deposit.

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Great Start Savings Account    (print)

A special savings plan for individuals 18 years or younger. To learn more about our Great Start Savings Plan click here, call your local branch, email us at CustomerService@bangor.com or call 1 877-Bangor1 (1 877-226-4671).

*Interest rates and annual percentage yields are accurate as of 19 December 2008.  Annual percentage yeilds assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Great Start Savings Savings accounts require a $1 minimum opening deposit.

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Benefit Savings    (print)

A low minimum balance and daily compounding make it easy to save. To learn more about our Benefit Savings product click here, call your local branch, email us at CustomerService@bangor.com or call 1 877-Bangor1 (1 877-226-4671).

*Interest rates and annual percentage yields are accurate as of 19 December 2008. Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Benefit Savings accounts require a $25 minimum opening deposit.

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Benefit Money Market Account    (print)

To learn more about our Benefit Money Market product click here, call your local branch, email us at CustomerService@bangor.com or call 1 877-Bangor1 (1 877-226-4671).

*Interest rates and annual percentage yields are accurate as of 19 December 2008.  Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Benefit Money Market account requires a $25,000 minimum opening deposit.

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Regular Statement Savings    (print)

A low minimum balance and daily compounding make it easy to save. To learn more about our statement savings product click here, call your local branch, email us at CustomerService@bangor.com or call 1 877-Bangor1 (1 877-226-4671).

*Interest rates and annual percentage yields are accurate as of 19 December 2008.  Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Regular Statement savings accounts require a $25 minimum opening deposit.

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Personal Market Rate Statement Savings    (print)

Enjoy easy access to your money while earning competitive interest rates. To learn more about our market rate statement savings product, call your local branch, email us at CustomerService@bangor.com or call 1 877-Bangor1 (1 877-226-4671).

*Interest rates and annual percentage yields are accurate as of 19 December 2008.  Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Personal Market Rate Statement Savings accounts require a $5,000 minimum opening deposit.

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Market Rate IRAs    (print)

Enjoy easy access to your money while earning competitive interest rates. To learn more about our market rate IRA product, call your local branch, email us at CustomerService@bangor.com or call 1 877-Bangor1 (1 877-226-4671).

*Interest rates and annual percentage yields are accurate as of 19 December 2008.  Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Market Rate IRAs require a $25 minimum opening deposit.

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CD Rates    (print)

To learn more about savings rates and the benefits of our BangorFirst Relationship Plans, call your local branch or email us at CustomerService@bangor.com or call 1 877-Bangor1 (1 877-226-4671).

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