Standby Money Line of Credit
Standby Money Line of Credit requires you to fill out a credit application. If approved, you will receive a line of credit tied to your checking account. Then, if you initiate transactions—by debit card, ATM withdrawal, or check—against non-sufficient funds, Bangor Savings Bank may automatically access funds from your line of credit to process the transactions and avoid a non-sufficient funds (NSF) fee. Of course, like any line of credit, it is subject to an interest rate on outstanding balances and you are still required to repay those funds and any interest incurred.
Additional Overdraft Protection options:
No Return Benefit »
Account-Link Overdraft Protection »