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Alert
Due to an increase in fraudulent transactions and an effort to protect our customers you MAY be required to select debit and enter your pin at some grocery and larger retailers. Please contact your local branch or the Customer Care Center if you have any questions. Contact Us »

Standby Money Line of Credit

Standby Money Line of Credit requires you to fill out a credit application. If approved, you will receive a line of credit tied to your checking account. Then, if you initiate transactions—by debit card, ATM withdrawal, or check—against non-sufficient funds, Bangor Savings Bank may automatically access funds from your line of credit to process the transactions and avoid a non-sufficient funds (NSF) fee. Of course, like any line of credit, it is subject to an interest rate on outstanding balances and you are still required to repay those funds and any interest incurred. 

Additional Overdraft Protection options:
No Return Benefit » 
Account-Link Overdraft Protection »

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