Application Process

At Bangor Savings Bank, we understand that the mortgage process can be confusing and sometimes intimidating. Whether you’re looking to refinance or purchase a new home, our experienced mortgage loan officers strive to do all they can to simplify the application and approval process for our clients.

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Talk to a Specialist
 

Here's what you can expect:

Step 1 – Talk to your local Mortgage Loan Officer. We always recommend our customers start by talking with one of our many experienced mortgage professionals. We’re here to help you understand and navigate the home-buying process.

Step 2 – Fill out your mortgage prequalification. The next step is understanding what your market buying power is. Bangor Savings Bank makes the prequalification process easy. You can visit our online prequalification application to get started.

Step 3 – Find your home. Now that you know your market buying power, you can start looking for your dream home within your affordable range.

Step 4 – Finalize your application to purchase your home. Once you’ve found your perfect home, it’s time to finalize your application to purchase. Speak with your mortgage loan officer and we can guide you through this process. If you’ve completed a pre-qualification, this step typically requires the purchase and sale agreement for your property and submittal for underwriting review.

Contact one of our helpful mortgage specialists at 1.877.Bangor1 (1.877.226.4671), or by email at bangorsupport@bangor.com.