Overdraft Protection

Providing protection and peace of mind for our customers.


Having a transaction denied due to insufficient funds can be costly and embarrassing. That’s why we provide special overdraft services for our checking customers. Review the services listed below to see if one may be a cost-effective option for you:
 

No Return BenefitSM

With No Return BenefitSM, Bangor Savings Bank may pay items up to the limit established for your account for a per transaction fee. See Details and Disclosures


Standby Money Line of Credit

A line of credit that can be used to cover transactions that exceed your checking account balance. The line of credit is subject to an interest rate on outstanding balances.


Account-Link Overdraft Protection

Fee-Free, simple, and versatile coverage that pulls money from a linked Bangor Savings Bank account when your checking account balance goes negative.