Mortgage Checklist

The following information is typically required during the loan process:

• Current pay stub and most recent W2
• If self-employed, your most recent, complete tax returns
• Bank statements for the most recent month
• Investment account statements for the most recent month (if being used for down payment or closing costs)
• Retirement account statements for the most recent month (if being used for down payment or closing costs)
• Valid photo identification

If purchasing a new home, please provide the following:

• A copy of your earnest money deposit check
• A copy of your Purchase and Sales Agreement signed and executed by all parties
• A copy of the property listing brochure and subject property deed, if available

If you are refinancing an existing mortgage, please provide the following:

•  A copy of your most recent mortgage statement
•  A copy of the deed (legal description)
•  A copy of your most recent tax bill and homeowners insurance
•  A copy of all notes for loans & statements for account being paid off
•  Condo Association Dues (if applicable)

If applying for a construction loan, these items are also typically required:

• Building plans & specs
• Construction budget
• Construction contract