Personal Checking

Bangor Savings Bank will take the time to get to know you and help you find the checking account that fits your life, your needs, and your finances with worldwide benefits, like free ATMs1.

Checking accounts that fit your needs and help you manage your money.

  • Benefit Plus® Checking

    Our most rewarding checking account which offers special services and features.

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    • We see checking accounts as the beginning of long-term relationships. This is our most rewarding checking account which offers special services and features.

      • Earns interest on balances $1,000+
      • $25 minimum to open
      • $20 monthly service charge waived if a combined balance in excess of $10,000 is maintained with eligible accounts.
      • Free Bangor Savings Bank Debit Mastercard® with local rewards
      • Free ATMs worldwide1
      • Free online banking with Bangor Online featuring BillPay, Money Management, eStatements, and text banking
      • Free mobile banking with the Bangor Mobile app featuring mobile deposit, account and card notifications, and card controls and alerts
      • Overdraft Protection options to fit your needs2
      • Get free exclusive checks or a 50% discount on initial or future Deluxe check orders of any standard-sized personal checks
      • Automatically qualified for Benefit Savings Account and Benefit Money Market Account
      • Free treasurer’s checks and money orders
      • Free first year of safe deposit box rental
      • Premium rates on certificates of deposit
      • Fiduciary version of this account offered for those that require representative payee, parent and next friend, or uniform transfer to minors accounts.
  • Benefit Checking

    Simple. Straightforward. No strings attached.
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    • This account could offer the best value in non-interest bearing checking.

      • $25 minimum to open
      • No minimum daily balance
      • No monthly service charge
      • Free Bangor Savings Bank Debit Mastercard® with local rewards
      • Free ATMs worldwide1
      • Free online banking with Bangor Online featuring BillPay, Money Management, eStatements, and text banking
      • Free mobile banking with the Bangor Mobile app featuring mobile deposit, account and card notifications, and card controls and alerts
      • Overdraft Protection options to fit your needs2
      • Buy-back of your previous bank’s checks up to $10
      • Automatically qualified for Benefit Savings Account, our premium savings account
      • Fiduciary version available for those that require representative payee, parent and next friend, or uniform transfer to a minor account.
  • Benefit Promise® Checking

    Safe. Affordable. We Promise. 

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    • The account with the best value with a number of safeguards to keep your money safe and accessible to empower individuals and families to improve their financial well-being and gain independence.

      • $10 minimum to open
      • No minimum daily balance
      • No monthly service charge
      • No Paid or Returned Item Fees3
      • Free Bangor Savings Bank Debit Mastercard® with local rewards
      • Free ATMs worldwide1
      • Free online banking with Bangor Online featuring BillPay, Money Management, eStatements, and text banking
      • Free mobile banking with the Bangor Mobile app featuring mobile deposit, account and card notifications, and card controls and alerts
      • No checks to keep track of
  • Benefit 62 Checking

    An account designed to fit your life and your needs for living – not for retiring.

    More Details
    • For people 62 years of age and better, Benefit 62 gives you a little more flexibility and freedom to do more things. 
      • Must be 62+ years of age
      • $25 minimum to open
      • No minimum daily balance
      • No monthly service charge
      • Free Bangor Savings Bank Debit Mastercard® with local rewards
      • Free ATMs worldwide1
      • Free online banking with Bangor Online featuring BillPay, Money Management, eStatements, and text banking
      • Free mobile banking with the Bangor Mobile app featuring mobile deposit, account and card notifications, and card controls and alerts
      • Overdraft protection options to fit your needs2
      • Get free exclusive checks or a 50% discount on initial or future Deluxe check orders of any standard-sized personal checks
      • Automatically qualified for Benefit Savings Account, our premium savings account
Man and woman conversing over a desk

Maine ABLE Benefit Checking®

Living with a disability is often associated with significant amounts of extra costs. That’s why individuals and families can now contribute to ABLE accounts — tax-advantaged accounts that can fund disability expenses without impacting means-tested benefits eligibility.4

Go Paperless

Have all the banking information you need at your fingertips, and help us make a positive impact on the environment! If you no longer need to receive paper statements in the mail, our paperless tools are a great way to manage your accounts.

Our Online and Mobile Banking features give you the ability to do almost anything from your phone or computer.

Enroll in eStatements

Overdraft Protection

Providing protection and peace of mind for our customers. Learn more about our Overdraft Protection options and select the one that is best for you. 

Learn More
Bangor Mobile App

Bank with Us Online

Bangor Mobile lets you take charge of your money - wherever you are. Simply sign in with your Bangor Online credentials to enjoy a fast, secure, mobile connection to your Bangor Savings Bank accounts.

  • Check your account balances and up to 180 days of account history, complete with check images.
  • Transfer funds between your Bangor Savings Bank accounts.
  • Make payments for your existing Bangor BillPay payees.
  • Find the closest branch or ATM and get directions.