Start earning interest with as little as $25.
If you have a checking account with us, you can start saving today with our Benefit Savings. Open an interest-bearing account with as little as $25! Enjoy these great benefits.
- Must have or open a personal checking account with us
- Earns interest on balances $25+
- Preferred tiered interest rates
- $25 minimum to open
- Free ATM card
- Free ATMs worldwide1
- Free online and mobile banking with Bangor Online including: Bill Pay, Card Management, eStatements, and more
Open Your Benefit Savings Account Today!
Open your new account online or in-person at your closest branch.
Questions?
Our team can assist you!
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A low minimum balance and daily compounding make it easy to save. To learn more about our Benefit Savings product click here, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671.Print
Balance Tiers Interest Rate Annual Percentage Yield Balance Tiers
0 - $24.99Interest Rate
0.00%Annual Percentage Yield
0.00%Balance Tiers
$25 - $999.99Interest Rate
0.05%Annual Percentage Yield
0.05%Balance Tiers
$1,000 - $4,999.99Interest Rate
0.05%Annual Percentage Yield
0.05%Balance Tiers
$5,000 - $24,999.99Interest Rate
0.05%Annual Percentage Yield
0.05%Balance Tiers
$25,000 and overInterest Rate
0.05%Annual Percentage Yield
0.05%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of October 1, 2026. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Benefit Savings accounts require a $25 minimum opening deposit.
Bank on the Go!
The Bangor Savings Bank app lets you take charge of your money wherever you are. Simply sign in with your Bangor Online credentials to securely manage your Bangor Savings Bank accounts from your mobile device.
✓ Deposit checks
✓ Check your account balances and transaction history
✓ Transfer funds between your accounts
✓ Pay personal and business contacts with Send Money
✓ Make payments with Bill Pay
For all qualifications and considerations, please see Benefit Savings Terms & Conditions in the Important Information About Your Account.
1 For certain international ATM withdrawals, due to technical limitations, we will automatically reimburse $3.00 of an ATM fee charged within three (3) business days. In those instances where the fee exceeds $3.00, please bring your ATM transaction receipt to any Bangor Savings Bank branch for the remaining reimbursement. Please ask for further details before traveling abroad.