Calculators

We are here to help you succeed with our online calculators for individuals and businesses. From automobile financing, to knowing how much your business is worth, and everything in between. These easy-to-use online calculators are here to help you.

The information provided by these calculators is for illustrative purposes only. It is not intended to be legal, tax, or financial advice. The calculated results are not guaranteed to be accurate and are in no way endorsed, offered, or guaranteed by Bangor Savings Bank.

Automobile Financing

• Calculate a Vehicle Payment
• Low Rate or Cash Back?
• Compare Monthly Payment by Term
• Vehicle Affordability by Loan Term
• Compare Two Vehicle Loans
• Gas Mileage Savings with a Fuel-Efficient Vehicle
• Purchase or Lease a Vehicle

Home Financing

• Calculate a Mortgage Payment
• Rent or Buy?
• Proceeds from Sale of a Home
• Home Affordability
• Compare Two Mortgage Loans
• Adjustable Rate Mortgage Analyzer
• Time to Refinance?

Home Equity Calculators

• The Equity in Your Home
• Calculate a Home Equity Loan Payment
• Calculate a Home Equity Line of Credit Payment
• Use Home Equity for a Major Purchase
• Home Equity Loan or Line of Credit?
• Consolidating Debt with Home Equity
• Paying Off a Home Equity Loan or Line of Credit

Savings Calculators

• The Impact of Saving More
• The Benefits of Compounding
• Save for College
• Save to be a Millionaire
• What Will My Savings Be Worth?
• Save Towards a Goal
• Save for a Rainy Day

Retirement Calculators

• How Long Will My Retirement Savings Last?
• 401(k) Calculator
• Traditional 401(k) vs Roth 401(k)?
• Retirement Income Estimator
• Spend It or Invest in an IRA?
• Estimate Social Security Benefits
• Save for Retirement

Debt Calculators 

• Debt Consolidation
• Make Bi-Weekly Payments
• Meet a Debt Payoff Goal
• Use a Lump Sum to Pay Down Debt
• Increase Your Monthly Payment
• Are Credit Card Balance Transfers Worth It?
• How Long Will It Take to Pay Off a Credit Card?

Budget Calculators 

• How Much Am I Spending?
• Balance Your Checkbook
• Household Cash Flow Tracker
• Spare Change
• Calculate Your Net Worth
• Save or Pay off Debt?
• Should You Work Outside of the Home?

Insurance Calculators 

• The Value of Your Future Earnings
• Calculate Your Life Insurance Needs
• Calculate Your Disability Insurance Needs
• Reach Your Health Savings Account Goal
• Health Savings Account or Traditional Health Plan?
• Save for Long Term Care
• Calculate Your Long Term Care Needs

Business Finance Calculators

• Business Loan or Line of Credit 
• Purchase or Lease Equipment
• Repaying a Business Loan
• Projecting Your Cash Flow 
• Financial Ratio Analysis
• Business Debt Consolidation
• Calculate a Business Loan Payment

Business Management Calculators

• Saving to Start a Business
• The Value of Your Business
• Sales Volume Required to Break Even
• Business Inventory Requirements
• Determine Your Working Capital Requirements
• Gross Margin Analysis
• Accounts Receivable Analysis
• Total Employee Compensation Package

Business Marketing Calculators

• Calculate Your Conversion Rate 
• Pay-Per-Click Advertising ROI 
• Calculate Your Direct Mail ROI 
• Optimize Your Sales Pipeline 
• Calculate Customer Lifetime Value