Providing protection and peace of mind for checking customers.
Having a check returned or debit card transaction denied due to insufficient funds can be costly and embarrassing. That’s why we provide special overdraft services for our checking customers. Review the services listed below to see if one may be a cost-effective option for you:
A service that allows you to process overdrawn transactions, up to the limit established for your account, for a per transaction fee.
Standby Money Line of Credit
A line of credit, requiring approval, that can be used to process transactions made against insufficient funds. The line of credit is subject to an interest rate on outstanding balances.
Account-Link Overdraft Protection
A simple, versatile overdraft protection service that allows your Bangor Savings Bank savings account to back up your checking account, for a per transaction fee.