rates

Benefit Home Equity Blend rates are fixed for 36 months then convert to variable rates that can change monthly. The maximum annual percentage rate that may be imposed is 18.000%. The variable rate is tied to the highest domestic Prime Rate published in the “Money Rates” section of The Wall Street Journal. Early Termination Fee of $450 if the line is terminated within the first 36 months; 12 months for Rhode Island. Early Termination Fees are not applicable for Vermont, Connecticut, North Carolina, or South Carolina properties. Massachusetts properties' Early Termination Fee is ≤ 2% of the line limit, not to exceed $450. If determined to be required, valuation of property and/or title insurance may be obtained. Costs may range from $550 to $1,000. Maximum loan to value is 85 percent of appraised value, including any other existing liens. Line amounts between $10,000 and $1,000,000 are based on total exposure (all debts on the property) and are limited to the borrower(s) credit score(s). Ten-year advance period followed by a 15-year principal and interest repayment. Minimum credit advance $250. Available for owner-occupied 1 to 4 family residential properties and second homes. A Hazard Insurance policy is required and must be approved by the Bank prior to closing. All loans are subject to credit approval by Bangor Savings Bank. Interest rates and annual percentage rates are subject to change without notice and are accurate as of November 8, 2024.

Early Termination Fee of $450 if the line is terminated within the first 36 months; 12 months for Rhode Island. Early Termination Fees are not applicable for Vermont, Connecticut, North Carolina, or South Carolina properties. Massachusetts properties' Early Termination Fee is ≤ 2% of the line limit, not to exceed $450.00. If determined to be required, valuation of property and/or title insurance may be obtained. Costs may range from $550 to $1,000. Maximum loan to value is 85 percent of appraised value, including any other existing liens. Line amounts between $10,000 and $1,000,000 are based on total exposure (all debts on the property) and are limited by the borrower(s) credit score(s). Seven-year advance period followed by a 15-year principal and interest repayment. Minimum credit advance $250. Available for owner-occupied 1 to 4 family residential properties and second homes. A Hazard Insurance policy is required and must be approved by the Bank prior to closing. All loans are subject to credit approval by Bangor Savings Bank. Interest rates and annual percentage rates are subject to change without notice and are accurate as of November 8, 2024.

Early Termination Fee of $450 if the line is terminated within the first 36 months; 12 months for Rhode Island. Early Termination Fees are not applicable for Vermont, Connecticut, North Carolina, or South Carolina properties. Massachusetts properties' Early Termination Fee is ≤ 2% of the line limit, not to exceed $450.00. If determined to be required, valuation of property and/or title insurance may be obtained. Costs may range from $550 to $1,000. Maximum loan to value is 85 percent of appraised value, including any other existing liens. Line amounts between $10,000 and $1,000,000 are based on total exposure (all debts on the property) and are limited by the borrower(s) credit score(s). Three-year advance period followed by a 10-year principal and interest repayment. Rate will not change during life of loan. Minimum credit advance $250. Available for owner-occupied 1 to 4 family residential properties and second homes. A Hazard Insurance policy is required and must be approved by the Bank prior to closing. All loans are subject to credit approval by Bangor Savings Bank. Interest rates and annual percentage rates are subject to change without notice and are accurate as of November 8, 2024.

The maximum annual percentage rate that may be imposed is 18.000%. The variable rate is tied to the highest domestic Prime Rate published in the "Money Rates" section of The Wall Street Journal, plus or minus a margin. Early Termination Fee of $450 if the line is terminated within the first 36 months; 12 months for Rhode Island. Early Termination Fees are not applicable for Vermont, Connecticut, North Carolina, or South Carolina properties. Massachusetts properties' Early Termination Fee is ≤ 2% of the line limit, not to exceed $450. If determined to be required, valuation of property and/or title insurance may be obtained. Costs may range from $550 to $1,000. Maximum loan to value is 85 percent of appraised value, including any other existing liens. Line amounts between $10,000 and $1,000,000 are based on total exposure (all debts on the property) and are limited by the borrower(s) credit score(s). Ten-year advance period followed by a 15-year principal and interest repayment. Available for owner-occupied 1 to 4 family residential properties and second homes. A Hazard Insurance policy is required and must be approved by the bank prior to closing. All loans are subject to credit approval by Bangor Savings Bank. Interest rates and annual percentage rates are subject to change without notice and are accurate as of November 8, 2024.

Early Termination Fee of $450 if the line is terminated within the first 36 months; 12 months for Rhode Island. Early Termination Fees are not applicable for Vermont, Connecticut, North Carolina and South Carolina properties. Massachusetts properties' Early Termination Fee is ≤ 2% of the line limit, not to exceed $450.00. If determined to be required, valuation of property and/or title insurance may be obtained and costs may range from $550 to $1,000. Maximum loan to value is 60% of appraised value, including any other existing liens. Line amounts between $10,000 and $250,000 are based on total exposure (all debts on the property) and are limited by the borrower(s) credit score(s). Ten-year advance period followed by a 15-year principal and interest repayment. Minimum credit advance $250. Available for non-owner-occupied 1 to 4 family residential properties. A Hazard Insurance policy is required and must be approved by the Bank prior to closing. All loans are subject to credit approval by Bangor Savings Bank. Interest Rate is adjustable throughout the life of loan. The maximum annual percentage rate that may be imposed is 18.000%. The variable rate is tied to the highest domestic Prime rate in the "Money Rates" section of The Wall Street Journal, plus or minus a margin. Interest rates and annual percentage rates are subject to change without notice and are accurate as of November 8, 2024.

Interest rates and annual percentage yields are accurate as of November 8, 2024. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Business Complete Money Market account requires a $5,000 minimum opening deposit.

Interest rates and annual percentage yields are accurate as of November 8, 2024. A minimum daily balance of $500 is required to earn the annual percentage yield. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. Penalties may be imposed for early withdrawal. All terms require a $500 minimum opening deposit.
^† 9 Month Special CD will renew automatically into 6 Month CDs
^†† 15 Month Special CD will renew automatically into 12 Month CDs
^††† 39 Month Special CD will renew automatically into 36 Month CDs
^†††† 54 Month Special CD will renew automatically into 48 Month CDs