CHECKS / CHECK CASHING:
| Check Printing | Varies |
| Counter Checks | $1.00 per sheet |
| Money Orders | $4.00 |
| Treasurer Checks | $6.00 |
| Non-Customer Check Cashing | $10.00 per item |
FUNDS TRANSFER:
| Phone Transfers between Bangor Savings Bank Accounts | $5.00 |
| Not-In-Person Withdrawal Orders | $10.00 |
| IRA Transfer/Rollover from Bangor Savings Bank | $30.00 |
Wire Transfers
| Incoming - Domestic | $15.00 |
| Incoming - International | $30.00 |
| Outgoing - Domestic | $25.00 |
| Outgoing - International | $45.00 |
| Additional Not-In-Person | $75.00 |
| Wire Transfer Research | $5.00 |
ONLINE BANKING EXTERNAL TRANSFERS:
| Inbound | No cost |
| Outbound | $3.00 |
| Outbound (High Limit) | $6.00 |
| Inbound/Outbound (Next Day) | $8.00 |
OVERDRAFT & RETURN ITEM FEES / RETURNED DEPOSIT ITEMS:
Overdraft Item Fee (Paid Item or No Return BenefitSM)1, 4, 5
| Personal Accounts | $29.00 per item |
| Non-Personal Accounts | $32.00 per item |
Return Item Fee (Unpaid Item)1
| Non-Personal Accounts | $32.00 per item |
| Sustained Overdraft Balance2, 4, 5 (Beginning on third business day for non-personal accounts; beginning on the seventh business day for personal accounts) | $5.00 per day |
Returned Deposited/Cashed Item
| Non-Personal Accounts | $12.00 per item |
| Returned Deposited/Cashed Canadian Item | Expenses |
CARDS:
| ATM/Debit Card Replacement | $5.00 |
| ATM/Debit Card with Express Delivery | $75.00 |
ACCOUNT SREVICES:
| Account Balance Assistance | $25.00 per hour |
| Account Research | $25.00 per hour |
| Copies of Transaction Documents (Checks, Statements, etc.) | $2.00/10 pages ($2 minimum) |
| Dormant/Inactive Account4, 6 | $2.00 per month |
| Early Checking/Savings Account Closure4, 6 | $25.00 |
| Government Issues (Bought/Sold) | $15.00 |
| Passbook Reissue | $10.00 |
| Stop Payment | $34.00 |
| Excess Debit Fee3 | $5.00 per item |
NIGHT & SAFE DEPOSIT:
| Night Deposit Box Bags (Canvas) | $22.00 |
| Night Deposit Box Bags (100 Disposable) | $22.00 |
| Night Deposit Box Key Replacement | $10.00 |
| Safe Deposit Box Late Payment | 10% after 45 days ($5 minimum) |
| Safe Deposit Box Rental | Varies |
| Safe Deposit Box Drilling (with Both Keys Missing) | $200.00 |
| Safe Deposit Box Key Replacement (with One Key Missing) | $25.00 |
| Zipper Bags | $5.00 |
CURRENCY SERVICES:
| Non Self-Service Coin Counting & Wrapping | 5% of total |
| Non-Customer Coin & Currency Orders | $5.00 |
| Check Collection (Domestic/Foreign) | $30.00 + expenses |
| Foreign Currency (Buy or Sell) | $15.00 + expenses |
| Foreign Draft Purchase | $15.00 + expenses |
MISCELLANEOUS SERVICES:
| Photocopy & Fax Services | $2.00 per page |
| Non-Customer Notary Service | $10.00 per request |
COMPLAINT RESOLUTION PROCEDURE – If you have a dispute with us regarding your deposit account, contact us to resolve the problem directly. However, if you feel we have failed to resolve the problem, you can write a letter or file a complaint electronically detailing the problem and the resolution you are seeking to the Bureau of Financial Institutions. The mailing address and website address are located in the Important Information About Your Account booklet located on the disclosure page of the Bangor Savings Bank website. The Bureau of Financial Institutions will acknowledge receipt of your complaint promptly and investigate your claim. You will be informed of the result of the investigation. When your complaint involves a federally chartered institution, the Bureau of Financial Institutions will refer it to the appropriate federal supervisory agency and inform you to whom it has been referred.
1 Includes any withdrawal, check, ATM, and ACH.
2 Only applies to transaction account customers who are not in the No Return BenefitSM program.
3 This transaction limitation fee applies to third party transactions or preauthorized transfers in excess of six (6) per calendar month from any savings or money market product and will be assessed daily when applicable. Effective 4/24/2020, this fee is temporarily suspended due to an interim rule by the Federal Reserve Board lifting the six (6) transfer limit from the “savings deposit” definition.
4 Does not apply to Benefit Promise® accounts.
5 Does not apply to Maine ABLE Benefit Checking® and Fiduciary Maine ABLE Benefit Checking® accounts.
6 Does not apply to Secured Credit Card Collateral accounts.
Bangor Savings Bank does not guarantee the accuracy, reliability, or completeness of any translated content accessed through third-party services, web browsers, or other translation tools used to view disclosure pages in languages other than English. Any discrepancies or errors in translated material are not binding and do not constitute official communications or legal obligations of the bank.