The U.S. Treasury has begun the process of ending the production of the penny. Learn what this means for you.
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End of Year Tax Forms are now available through Bangor Online and the Bangor Mobile app for eStatement subscribers.
Learn more about electronic tax forms.
Knowing what's available is the first step
State Programs
- MaineHousing (MSHA)
- Making homeownership more affordable for Maine residents.
- Down payment and/or closing cost assistance up to $14,000 (amount is determined by the number of units)
- Programs available for first-time homebuyers, first-generation homebuyers, active/retired military personnel, and veterans.
- Making homeownership more affordable for Maine residents.
For available homebuyer education courses through hoMEworks click here.
- New Hampshire Housing (NH Housing)
- Making homeownership more affordable for New Hampshire residents.
- Down payment and/or closing cost assistance up to $25,000
- Programs available for first-time homebuyers & first generation homebuyers
- Making homeownership more affordable for New Hampshire residents.
For available homebuyer education courses through HomeView click here.
- Massachusetts Housing Finance Authority (MassHousing)
- Making homeownership more affordable for Massachusetts residents.
- Down payment and/or closing cost assistance up to $30,000
- Programs available for first-time homebuyers.
- Making homeownership more affordable for Massachusetts residents.
For available homebuyer education courses through MassHousing click here.
Federal Home Loan Bank (FHLB)1
Available in Maine, New Hampshire, Massachusetts, Vermont, Connecticut, and Rhode Island
- Equity Builder Program (EBP)
- Provides down payment and closing cost assistance up to $32,099 (2026)
- First-time homebuyer
- Housing Our Workforce (HOW)
- Provides down payment and closing cost assistance up to $25,000 (2026)
- Available to first-time homebuyer, or homebuyers that are selling their current primary residence
- Lift Up Homeownership
- Provides down payment and closing cost assistance up to $40,000 (2026)
- Available to first-generation homeowners
- FHLB defines a first-generation homebuyer as (i) the parents and/or legal guardian of at least one borrower does not currently own a home in the United States and has not previously owned a home in the United States, or (ii) at least one borrower has aged out of foster care.
- FHLB defines a first-generation homebuyer as (i) the parents and/or legal guardian of at least one borrower does not currently own a home in the United States and has not previously owned a home in the United States, or (ii) at least one borrower has aged out of foster care.
Local Programs & Additional Resources
- Details can be provided by one of our Mortgage Loan Officers.
Home Equity
- Utilize the equity in your existing home to purchase another property
- For more information on our Equity products click here.
Have More Questions?
Our highly experienced and knowledgeable mortgage lenders at Bangor Savings Bank have helped many of our customers find the perfect home mortgage to fit their needs. If you are looking to purchase a home, we can help!
1Programs are available at certain times of the year. Funds are limited and are on a first-come, first-serve basis.