Bangor Online is changing September 14. Are you ready? New online banking experiences for personal and business customers are coming September 14. We've sent important information by mail and email to help you prepare. Visit the resource center that applies to you below to review key dates, learn what to expect, and see if any action is needed before your first login.
Access to BillPay will become unavailable beginning Friday, 9/4 at 8:00AM until the transition to the NEW Bangor Online is complete on 9/14 at 8:00AM. Payments scheduled for delivery by 9/11 will be processed as planned. Payments scheduled for delivery after 9/11 will be transitioned to the NEW Bangor Online, with the exception of eBills.
All locations, including our Bangor Support team, will be closed Monday, September 7 in observance of Labor Day.
Knowing what's available and when to refinance is the first step1
Rates matter, but so do your long-term goals. Refinancing is about creating a mortgage strategy that supports your future. Understanding the bigger picture ensures that you make the right decisions for you and your situation.
Why refinance?
There are various reasons why refinancing your current home may make sense. Here are some examples:
Lower your interest rate and/or monthly payment
Shorten your term and potentially save on interest paid over the life of the loan
Consolidate your existing debt
Switch from an adjustable rate to a fixed rate
Access home equity for home improvements or cash-out
Life changing events (i.e., removing or adding a co-borrower)
How it works
Contact your local Mortgage Loan Officer to discuss your goals and explore the best option for your situation.
Review key factors such as:
Loan purpose to determine your goals and reason for refinancing
Review your current loan program and interest rate to identify options aligned with your goals
Home value to determine the available equity in your home
Credit score to determine eligibility and pricing
Loan term to choose a shorter or longer repayment period
Thinking about refinancing? Our knowledgeable mortgage team at Bangor Savings Bank can walk you through your options and help you decide if it’s the best fit for your goals.