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A low minimum balance and daily compounding make it easy to save. To learn more about our Benefit Savings product click here, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671.Print
Balance Tiers Interest Rate Annual Percentage Yield Balance Tiers
0 - $24.99Interest Rate
0.00%Annual Percentage Yield
0.00%Balance Tiers
$25 - $999.99Interest Rate
0.05%Annual Percentage Yield
0.05%Balance Tiers
$1,000 - $4,999.99Interest Rate
0.05%Annual Percentage Yield
0.05%Balance Tiers
$5,000 - $24,999.99Interest Rate
0.05%Annual Percentage Yield
0.05%Balance Tiers
$25,000 and overInterest Rate
0.05%Annual Percentage Yield
0.05%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of December 19, 2024. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Benefit Savings accounts require a $25 minimum opening deposit. -
A low minimum balance and daily compounding make it easy to save. To learn more about our statement savings product click here, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671. These rates are also applicable to the fiduciary version of this account.Print
Balance Tiers Interest Rate Annual Percentage Yield Balance Tiers
0 - $24.99Interest Rate
0.00%Annual Percentage Yield
0.00%Balance Tiers
$25 - $999.99Interest Rate
0.05%Annual Percentage Yield
0.05%Balance Tiers
$1,000 - $4,999.99Interest Rate
0.05%Annual Percentage Yield
0.05%Balance Tiers
$5,000 - $24,999.99Interest Rate
0.05%Annual Percentage Yield
0.05%Balance Tiers
$25,000 and overInterest Rate
0.05%Annual Percentage Yield
0.05%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of December 19, 2024. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Regular Statement Savings accounts require a $25 minimum opening deposit. -
Our interest-bearing checking account. To learn more about Benefit Plus® Checking click here, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671. These rates are also applicable to the fiduciary version of this account.Print
Balance Tiers Interest Rate Annual Percentage Yield Balance Tiers
0 - $999.99Interest Rate
0%Annual Percentage Yield
0%Balance Tiers
$1,000 and overInterest Rate
0.05%Annual Percentage Yield
0.05%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of December 19, 2024. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Benefit Plus® Checking accounts require a $25 minimum opening deposit. -
To learn more about our Benefit Money Market product click here, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671.Print
Balance Tiers Interest Rate Annual Percentage Yield Balance Tiers
0 - $4,999.99Interest Rate
0.00%Annual Percentage Yield
0.00%Balance Tiers
$5,000 - $24,999.99Interest Rate
0.25%Annual Percentage Yield
0.25%Balance Tiers
$25,000 - $49,999.99Interest Rate
0.45%Annual Percentage Yield
0.45%Balance Tiers
$50,000 - $99,999.99Interest Rate
0.50%Annual Percentage Yield
0.50%Balance Tiers
$100,000 - $249,999.99Interest Rate
0.60%Annual Percentage Yield
0.60%Balance Tiers
$250,000 and overInterest Rate
0.60%Annual Percentage Yield
0.60%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of December 19, 2024. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Benefit Money Market account requires a $5,000 minimum opening deposit. -
To learn more about our Business Money Market product click here, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671.Print
Balance Tiers Interest Rate Annual Percentage Yield Balance Tiers
0 - $4,999.99Interest Rate
0.00%Annual Percentage Yield
0.00%Balance Tiers
$5,000 - $24,999.99Interest Rate
0.25%Annual Percentage Yield
0.25%Balance Tiers
$25,000 - $49,999.99Interest Rate
0.45%Annual Percentage Yield
0.45%Balance Tiers
$50,000 - $99,999.99Interest Rate
0.50%Annual Percentage Yield
0.50%Balance Tiers
$100,000 - $249,999.99Interest Rate
0.60%Annual Percentage Yield
0.60%Balance Tiers
$250,000 and overInterest Rate
0.60%Annual Percentage Yield
0.60%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of December 19, 2024. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Business Complete Money Market account requires a $5,000 minimum opening deposit. -
To learn more about our Market Rate savings product click here, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671.Print
Balance Tiers Interest Rate Annual Percentage Yield Balance Tiers
0 - $4,999.99Interest Rate
0.00%Annual Percentage Yield
0.00%Balance Tiers
$5,000 - $9,999.99Interest Rate
0.15%Annual Percentage Yield
0.15%Balance Tiers
$10,000 - $24,999.99Interest Rate
0.25%Annual Percentage Yield
0.25%Balance Tiers
$25,000 - $49,999.99Interest Rate
0.40%Annual Percentage Yield
0.40%Balance Tiers
$50,000 and overInterest Rate
0.40%Annual Percentage Yield
0.40%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of December 19, 2024. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Personal Market Rate Statement Savings accounts require a $5,000 minimum opening deposit. -
To learn more about savings certificates of deposit rates and the benefits of our Benefit Plus® Checking Account, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671.Print
Term (months) Interest Rate Annual Percentage Yield Benefit Plus® Customers - Rate Benefit Plus® Customers - Annual Percentage Yield Term (months)
9 Months†Interest Rate
3.75%Annual Percentage Yield
3.82%Benefit Plus® Customers - Rate
4.00%Benefit Plus® Customers - Annual Percentage Yield
4.08%Term (months)
15 Months††Interest Rate
3.25%Annual Percentage Yield
3.30%Benefit Plus® Customers - Rate
3.50%Benefit Plus® Customers - Annual Percentage Yield
3.56%Term (months)
39 Months†††Interest Rate
3.25%Annual Percentage Yield
3.30%Benefit Plus® Customers - Rate
3.50%Benefit Plus® Customers - Annual Percentage Yield
3.56%Term (months)
54 Months††††Interest Rate
3.00%Annual Percentage Yield
3.05%Benefit Plus® Customers - Rate
3.25%Benefit Plus® Customers - Annual Percentage Yield
3.30%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of December 19, 2024. A minimum daily balance of $500 is required to earn the annual percentage yield. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. Penalties may be imposed for early withdrawal. All terms require a $500 minimum opening deposit.
† 9 Month Special CD will renew automatically into 6 Month CDs
†† 15 Month Special CD will renew automatically into 12 Month CDs
††† 39 Month Special CD will renew automatically into 36 Month CDs
†††† 54 Month Special CD will renew automatically into 48 Month CDs -
To learn more about savings certificates of deposit rates and the benefits of our Benefit Plus® click here, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671.Print
Term (months) Interest Rate Annual Percentage Yield Benefit Plus® Customers - Interest Rate Benefit Plus® Customers - Annual Percentage Yield Term (months)
3Interest Rate
2.25%Annual Percentage Yield
2.28%Benefit Plus® Customers - Interest Rate
2.50%Benefit Plus® Customers - Annual Percentage Yield
2.53%Term (months)
6Interest Rate
0.45%Annual Percentage Yield
0.45%Benefit Plus® Customers - Interest Rate
0.70%Benefit Plus® Customers - Annual Percentage Yield
0.70%Term (months)
12Interest Rate
0.60%Annual Percentage Yield
0.60%Benefit Plus® Customers - Interest Rate
0.85%Benefit Plus® Customers - Annual Percentage Yield
0.85%Term (months)
18Interest Rate
0.70%Annual Percentage Yield
0.70%Benefit Plus® Customers - Interest Rate
0.95%Benefit Plus® Customers - Annual Percentage Yield
0.95%Term (months)
24Interest Rate
0.75%Annual Percentage Yield
0.75%Benefit Plus® Customers - Interest Rate
1.00%Benefit Plus® Customers - Annual Percentage Yield
1.01%Term (months)
30Interest Rate
0.75%Annual Percentage Yield
0.75%Benefit Plus® Customers - Interest Rate
1.00%Benefit Plus® Customers - Annual Percentage Yield
1.01%Term (months)
36Interest Rate
0.75%Annual Percentage Yield
0.75%Benefit Plus® Customers - Interest Rate
1.00%Benefit Plus® Customers - Annual Percentage Yield
1.01%Term (months)
48Interest Rate
0.75%Annual Percentage Yield
0.75%Benefit Plus® Customers - Interest Rate
1.00%Benefit Plus® Customers - Annual Percentage Yield
1.01%Term (months)
60Interest Rate
0.75%Annual Percentage Yield
0.75%Benefit Plus® Customers - Interest Rate
1.00%Benefit Plus® Customers - Annual Percentage Yield
1.01%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of December 19, 2024. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. Penalties may be imposed for early withdrawal. All terms require a $500 minimum opening deposit. -
A special savings plan for individuals under the age of 18. To learn more about our Great Start Savings click here, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671.Print
Balance Tiers Interest Rate Annual Percentage Yield Balance Tiers
0 - $999.99Interest Rate
0.05%Annual Percentage Yield
0.05%Balance Tiers
$1,000 - $4,999.99Interest Rate
0.05%Annual Percentage Yield
0.05%Balance Tiers
$5,000 - $24,999.99Interest Rate
0.05%Annual Percentage Yield
0.05%Balance Tiers
$25,000 and overInterest Rate
0.05%Annual Percentage Yield
0.05%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of December 19, 2024. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Great Start Savings accounts require a $1 minimum opening deposit. Must be under the age of 18 to be eligible for Great Start Savings. An adult co-owner is required for minors under the age of 16. -
To learn more about savings certificates of deposit rates and the benefits of our Benefit Plus® click here, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671.Print
Term (months) Interest Rate Annual Percentage Yield Benefit Plus® Customers - Interest Rate Benefit Plus® Customers - Annual Percentage Yield Term (months)
12*Interest Rate
0.60%Annual Percentage Yield
0.60%Benefit Plus® Customers - Interest Rate
0.85%Benefit Plus® Customers - Annual Percentage Yield
0.85%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of December 19, 2024. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. Penalties may be imposed for early withdrawal. All terms require a $500 minimum opening deposit.
*A minimum daily balance of $100 is required to earn the annual percentage yield. Must be under the age of 18 to be eligible for Great Start CD. An adult co-owner is required for minors under the age of 16. -
To learn more about our Market Rate IRA product click here call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671.Print
Balance Tiers Interest Rate Annual Percentage Yield Balance Tiers
0 - $24.99Interest Rate
0.10%Annual Percentage Yield
0.10%Balance Tiers
$25 - $4,999.99Interest Rate
0.15%Annual Percentage Yield
0.15%Balance Tiers
$5,000 - $9,999.99Interest Rate
0.15%Annual Percentage Yield
0.15%Balance Tiers
$10,000 - $24,999.99Interest Rate
0.25%Annual Percentage Yield
0.25%Balance Tiers
$25,000 - $49,999.99Interest Rate
0.40%Annual Percentage Yield
0.40%Balance Tiers
$50,000 - $99,999.99Interest Rate
0.45%Annual Percentage Yield
0.45%Balance Tiers
$100,000 - and overInterest Rate
0.50%Annual Percentage Yield
0.50%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of December 19, 2024. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Penalties may be imposed for early withdrawal. Fees may reduce earnings on the account. Market Rate IRAs require a $25 minimum opening deposit.
Deposits are insured up to at least $250,000 per depositor, per ownership category.
Which savings account is right for me?
Deciding which savings account is the right one for your goals can be challenging. We are here to help you make the right choice!
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More Details
Benefit Savings
Save a little or save a lot with this account as you’ll earn preferred tiered rate interest on a balance of $25 or more.
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- Must have or open a personal checking account with us
- Earns interest on balances $25+
- Preferred tiered interest rates
- $25 minimum to open
- Free ATM card
- Free ATMs worldwide1
- Free online banking with Bangor Online featuring eStatements, Money Management, and text banking
- Free mobile banking with the Bangor Mobile app featuring mobile deposit and account notifications
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More Details
Statement Savings
A stand-alone savings tool for customers who do not have a Bangor Savings Bank checking account. A low minimum balance and daily compounding interest make it easy to save.
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- Earns interest on balances $25+
- Tiered interest rates
- $25 minimum to open
- No monthly service charge
- Free ATM card
- Free ATMs worldwide1
- Free online banking with Bangor Online featuring eStatements, Money Management, and text banking
- Free mobile banking with the Bangor Mobile app featuring mobile deposit and account notifications
- Fiduciary version available for those that require representative payee, parent and next friend, or uniform transfer to a minor account
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More Details
Benefit Money Market
Keep your money liquid while earning a great rate with our preferred tiered rates.
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- Must have or open a personal checking account with us
- Earns interest on balances $5,000+
- Preferred tiered interest rates
- Interest compounded daily and credited monthly
- $5,000 minimum deposit to open
- No monthly service charge
- Free ATMs worldwide1
- Free Bangor Savings Bank Debit Mastercard® with Buoy Local® rewards
- Free online banking with Bangor Online featuring eStatements, Money Management, and text banking
- Free mobile banking with the Bangor Mobile app featuring mobile deposit, account and card notifications, and card controls and alerts
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More Details
Market Rate Savings
Keep your savings working with our competitive tiered interest rates. With this account, you can earn a higher rate on your savings deposits to keep your money working as hard as you do with our tiered interest rates.
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- Earns interest on balances $5,000+
- Tiered interest rates
- $5,000 minimum to open
- $10.00 monthly service charge waived by maintaining a $5,000+ balance
- Free ATMs worldwide1
- Free Bangor Savings Bank Debit Mastercard® with Buoy Local® rewards
- Free online banking with Bangor Online featuring eStatements, Money Management, and text banking
- Free mobile banking with the Bangor Mobile app featuring mobile deposit, account and card notifications, and card controls and alerts
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More Details
Certificate of Deposit
Earn interest with a low initial deposit with a Certificate of Deposit (CD). All of our CD’s are guaranteed by the FDIC (Federal Deposit Insurance Corporation) and are a great way to keep your money safe, and earn a competitive rate that compounds daily at the same time.
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- $500 minimum deposit
- Flexible Terms from 3 to 60 months
- Penalties apply for early withdrawal
- FDIC-insured2
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More Details
Holiday Club
Smart savings for the holiday season! Set up a Holiday Club to set aside a little (or a lot) with recurring direct deposits. In the end, it could add up to something big.-
- Plan early and take the financial sting out of holiday time.
- Recurring direct deposit amounts of your choosing directly from your Bangor Savings Bank checking or savings accounts.
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More Details
Great Start Savings for Kids
Teaching your children good financial habits early will help them be financially responsible later in life. Our Great Start Savings account is the savings account just for kids!-
- $1 minimum to open
- Deposit only ATM Card
- Annual Birthday Buck
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More Details
Great Start CD for Kids
Good money habits start early. Our Great Start CD is another great savings account for kids.-
- $100 minimum to open
- Options to make deposits of $50 or more during the CD’s one-year term
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Health Savings Accounts (HSAs)
In partnership with leading provider HSA Bank, Bangor Savings Bank is happy to offer Health Savings Accounts (HSA).
Individual Retirement Account (IRA)
Plan for your future with either a Traditional or Roth Individual Retirement Account (IRA).
Go Paperless
Have all the banking information you need at your fingertips, and help us make a positive impact on the environment! If you no longer need to receive paper statements in the mail, our paperless tools are a great way to manage your accounts.
Our Online and Mobile Banking features give you the ability to do almost anything from your phone or computer.
Bank with Us Online
Bangor Mobile lets you take charge of your money - wherever you are. Simply sign in with your Bangor Online credentials to enjoy a fast, secure, mobile connection to your Bangor Savings Bank accounts.
- Check your account balances and up to 180 days of account history, complete with check images.
- Transfer funds between your Bangor Savings Bank accounts.
- Make payments for your existing Bangor BillPay payees.
- Find the closest branch or ATM and get directions.
1For certain international ATM withdrawals, due to technical limitations, we will automatically reimburse $3.00 of an ATM fee charged within three (3) business days. In those instances where the fee exceeds $3.00, please bring your ATM transaction receipt to any Bangor Savings Bank branch for the remaining reimbursement. Please ask for further details before traveling abroad.
2Deposits are insured up to at least $250,000 per depositor, per ownership category