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A low minimum balance and daily compounding make it easy to save. To learn more about our Benefit Savings product click here, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671.Print
Balance Tiers Interest Rate Annual Percentage Yield Balance Tiers
0 - $24.99Interest Rate
0.00%Annual Percentage Yield
0.00%Balance Tiers
$25 - $999.99Interest Rate
0.05%Annual Percentage Yield
0.05%Balance Tiers
$1,000 - $4,999.99Interest Rate
0.05%Annual Percentage Yield
0.05%Balance Tiers
$5,000 - $24,999.99Interest Rate
0.05%Annual Percentage Yield
0.05%Balance Tiers
$25,000 and overInterest Rate
0.05%Annual Percentage Yield
0.05%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of October 30, 2025. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Benefit Savings accounts require a $25 minimum opening deposit. -
A low minimum balance and daily compounding make it easy to save. To learn more about our statement savings product click here, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671. These rates are also applicable to the fiduciary version of this account.Print
Balance Tiers Interest Rate Annual Percentage Yield Balance Tiers
0 - $24.99Interest Rate
0.00%Annual Percentage Yield
0.00%Balance Tiers
$25 - $999.99Interest Rate
0.05%Annual Percentage Yield
0.05%Balance Tiers
$1,000 - $4,999.99Interest Rate
0.05%Annual Percentage Yield
0.05%Balance Tiers
$5,000 - $24,999.99Interest Rate
0.05%Annual Percentage Yield
0.05%Balance Tiers
$25,000 and overInterest Rate
0.05%Annual Percentage Yield
0.05%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of October 30, 2025. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Regular Statement Savings accounts require a $25 minimum opening deposit. -
Our interest-bearing checking account. To learn more about Benefit Plus® Checking click here, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671. These rates are also applicable to the fiduciary version of this account.Print
Balance Tiers Interest Rate Annual Percentage Yield Balance Tiers
0 - $999.99Interest Rate
0%Annual Percentage Yield
0%Balance Tiers
$1,000 and overInterest Rate
0.05%Annual Percentage Yield
0.05%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of October 30, 2025. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Benefit Plus® Checking accounts require a $25 minimum opening deposit. -
To learn more about our Business Money Market product click here, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671.Print
Balance Tiers Interest Rate Annual Percentage Yield Balance Tiers
0 - $4,999.99Interest Rate
0.00%Annual Percentage Yield
0.00%Balance Tiers
$5,000 - $24,999.99Interest Rate
0.25%Annual Percentage Yield
0.25%Balance Tiers
$25,000 - $49,999.99Interest Rate
0.45%Annual Percentage Yield
0.45%Balance Tiers
$50,000 - $99,999.99Interest Rate
0.50%Annual Percentage Yield
0.50%Balance Tiers
$100,000 - $249,999.99Interest Rate
0.60%Annual Percentage Yield
0.60%Balance Tiers
$250,000 and overInterest Rate
0.60%Annual Percentage Yield
0.60%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of October 30, 2025. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Business Complete Money Market account requires a $5,000 minimum opening deposit. -
To learn more about our Benefit Money Market product click here, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671.Print
Balance Tiers Interest Rate Annual Percentage Yield Balance Tiers
0 - $4,999.99Interest Rate
0.00%Annual Percentage Yield
0.00%Balance Tiers
$5,000 - $24,999.99Interest Rate
0.25%Annual Percentage Yield
0.25%Balance Tiers
$25,000 - $49,999.99Interest Rate
0.45%Annual Percentage Yield
0.45%Balance Tiers
$50,000 - $99,999.99Interest Rate
0.50%Annual Percentage Yield
0.50%Balance Tiers
$100,000 - $249,999.99Interest Rate
0.60%Annual Percentage Yield
0.60%Balance Tiers
$250,000 and overInterest Rate
0.60%Annual Percentage Yield
0.60%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of October 30, 2025. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Benefit Money Market account requires a $5,000 minimum opening deposit. -
To learn more about our Market Rate savings product click here, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671.Print
Balance Tiers Interest Rate Annual Percentage Yield Balance Tiers
0 - $4,999.99Interest Rate
0.00%Annual Percentage Yield
0.00%Balance Tiers
$5,000 - $9,999.99Interest Rate
0.15%Annual Percentage Yield
0.15%Balance Tiers
$10,000 - $24,999.99Interest Rate
0.25%Annual Percentage Yield
0.25%Balance Tiers
$25,000 - $49,999.99Interest Rate
0.40%Annual Percentage Yield
0.40%Balance Tiers
$50,000 and overInterest Rate
0.40%Annual Percentage Yield
0.40%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of October 30, 2025. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Personal Market Rate Statement Savings accounts require a $5,000 minimum opening deposit. -
To learn more about savings certificates of deposit rates and the benefits of our Benefit Plus® Checking Account, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671.Print
Term (months) Interest Rate Annual Percentage Yield Benefit Plus® Customers - Rate Benefit Plus® Customers - Annual Percentage Yield Term (months)
9 Months†Interest Rate
3.00%Annual Percentage Yield
3.05%Benefit Plus® Customers - Rate
3.25%Benefit Plus® Customers - Annual Percentage Yield
3.30%Term (months)
15 Months††Interest Rate
2.75%Annual Percentage Yield
2.79%Benefit Plus® Customers - Rate
3.00%Benefit Plus® Customers - Annual Percentage Yield
3.05%Term (months)
39 Months†††Interest Rate
2.75%Annual Percentage Yield
2.79%Benefit Plus® Customers - Rate
3.00%Benefit Plus® Customers - Annual Percentage Yield
3.05%Term (months)
54 Months††††Interest Rate
2.75%Annual Percentage Yield
2.79%Benefit Plus® Customers - Rate
3.00%Benefit Plus® Customers - Annual Percentage Yield
3.05%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of October 30, 2025. A minimum daily balance of $500 is required to earn the annual percentage yield. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. Penalties may be imposed for early withdrawal. All terms require a $500 minimum opening deposit.
† 9 Month Special CD will renew automatically into 6 Month CDs
†† 15 Month Special CD will renew automatically into 12 Month CDs
††† 39 Month Special CD will renew automatically into 36 Month CDs
†††† 54 Month Special CD will renew automatically into 48 Month CDs -
To learn more about savings certificates of deposit rates and the benefits of our Benefit Plus® click here, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671.Print
Term (months) Interest Rate Annual Percentage Yield Benefit Plus® Customers - Interest Rate Benefit Plus® Customers - Annual Percentage Yield Term (months)
3Interest Rate
2.25%Annual Percentage Yield
2.28%Benefit Plus® Customers - Interest Rate
2.50%Benefit Plus® Customers - Annual Percentage Yield
2.53%Term (months)
6Interest Rate
0.45%Annual Percentage Yield
0.45%Benefit Plus® Customers - Interest Rate
0.70%Benefit Plus® Customers - Annual Percentage Yield
0.70%Term (months)
12Interest Rate
0.60%Annual Percentage Yield
0.60%Benefit Plus® Customers - Interest Rate
0.85%Benefit Plus® Customers - Annual Percentage Yield
0.85%Term (months)
18Interest Rate
0.70%Annual Percentage Yield
0.70%Benefit Plus® Customers - Interest Rate
0.95%Benefit Plus® Customers - Annual Percentage Yield
0.95%Term (months)
24Interest Rate
0.75%Annual Percentage Yield
0.75%Benefit Plus® Customers - Interest Rate
1.00%Benefit Plus® Customers - Annual Percentage Yield
1.01%Term (months)
30Interest Rate
0.75%Annual Percentage Yield
0.75%Benefit Plus® Customers - Interest Rate
1.00%Benefit Plus® Customers - Annual Percentage Yield
1.01%Term (months)
36Interest Rate
0.75%Annual Percentage Yield
0.75%Benefit Plus® Customers - Interest Rate
1.00%Benefit Plus® Customers - Annual Percentage Yield
1.01%Term (months)
48Interest Rate
0.75%Annual Percentage Yield
0.75%Benefit Plus® Customers - Interest Rate
1.00%Benefit Plus® Customers - Annual Percentage Yield
1.01%Term (months)
60Interest Rate
0.75%Annual Percentage Yield
0.75%Benefit Plus® Customers - Interest Rate
1.00%Benefit Plus® Customers - Annual Percentage Yield
1.01%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of October 30, 2025. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. Penalties may be imposed for early withdrawal. All terms require a $500 minimum opening deposit. -
A special savings plan for individuals under the age of 18. To learn more about our Great Start Savings click here, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671.Print
Balance Tiers Interest Rate Annual Percentage Yield Balance Tiers
0 - $999.99Interest Rate
0.05%Annual Percentage Yield
0.05%Balance Tiers
$1,000 - $4,999.99Interest Rate
0.05%Annual Percentage Yield
0.05%Balance Tiers
$5,000 - $24,999.99Interest Rate
0.05%Annual Percentage Yield
0.05%Balance Tiers
$25,000 and overInterest Rate
0.05%Annual Percentage Yield
0.05%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of October 30, 2025. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Great Start Savings accounts require a $1 minimum opening deposit. Must be under the age of 18 to be eligible for Great Start Savings. An adult co-owner is required for minors under the age of 16. -
To learn more about savings certificates of deposit rates and the benefits of our Benefit Plus® click here, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671.Print
Term (months) Interest Rate Annual Percentage Yield Benefit Plus® Customers - Interest Rate Benefit Plus® Customers - Annual Percentage Yield Term (months)
12*Interest Rate
0.60%Annual Percentage Yield
0.60%Benefit Plus® Customers - Interest Rate
0.85%Benefit Plus® Customers - Annual Percentage Yield
0.85%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of October 30, 2025. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. Penalties may be imposed for early withdrawal. All terms require a $500 minimum opening deposit.
*A minimum daily balance of $100 is required to earn the annual percentage yield. Must be under the age of 18 to be eligible for Great Start CD. An adult co-owner is required for minors under the age of 16. -
To learn more about our Market Rate IRA product click here call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671.Print
Balance Tiers Interest Rate Annual Percentage Yield Balance Tiers
0 - $24.99Interest Rate
0.10%Annual Percentage Yield
0.10%Balance Tiers
$25 - $4,999.99Interest Rate
0.15%Annual Percentage Yield
0.15%Balance Tiers
$5,000 - $9,999.99Interest Rate
0.15%Annual Percentage Yield
0.15%Balance Tiers
$10,000 - $24,999.99Interest Rate
0.25%Annual Percentage Yield
0.25%Balance Tiers
$25,000 - $49,999.99Interest Rate
0.40%Annual Percentage Yield
0.40%Balance Tiers
$50,000 - $99,999.99Interest Rate
0.45%Annual Percentage Yield
0.45%Balance Tiers
$100,000 - and overInterest Rate
0.50%Annual Percentage Yield
0.50%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of October 30, 2025. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Penalties may be imposed for early withdrawal. Fees may reduce earnings on the account. Market Rate IRAs require a $25 minimum opening deposit.
Deposits are insured up to at least $250,000 per depositor, per ownership category.
The U.S. Treasury has begun the process of ending the production of the penny. Learn what this means for you.
Visit Our Dedicated Resource Page
End of Year Tax Forms are now available through Bangor Online and the Bangor Mobile app for eStatement subscribers.
Learn more about electronic tax forms.
Where can I get some?
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Our Benefit Home Equity Blend gives you a fixed rate for the first 3 years so you don't have to worry about fluctuating interest rates. After the fixed rate period, it will then convert to the applicable The Wall Street Journal Prime rate. Plus, you can draw on the line for up to 10 years. For additional information, email us at lending@bangor.com, or call 1.877.226.4671.Print
Credit Score Rate APR Lines with Total Exposure Limits Maximum Loan to Value Credit Score
680-699Rate
7.750%APR
7.750%Lines with Total Exposure Limits
$10,000-$1,000,000Maximum Loan to Value
Up to 85%Credit Score
700-739Rate
7.500%APR
7.500%Lines with Total Exposure Limits
$10,000-$1,000,000Maximum Loan to Value
Up to 85%Credit Score
740-779Rate
7.250%APR
7.250%Lines with Total Exposure Limits
$10,000-$1,000,000Maximum Loan to Value
Up to 85%Credit Score
780+Rate
7.000%APR
7.000%Lines with Total Exposure Limits
$10,000-$1,000,000Maximum Loan to Value
Up to 85%Rate Disclosures & Information
Benefit Home Equity Blend rates are fixed for 36 months then convert to variable rates that can change monthly. The maximum annual percentage rate that may be imposed is 18.000%. The variable rate is tied to the highest domestic Prime Rate published in the “Money Rates” section of The Wall Street Journal. Early Termination Fee of $450 if the line is terminated within the first 36 months; 12 months for Rhode Island. Early Termination Fees are not applicable for Vermont, Connecticut, North Carolina, or South Carolina properties. Massachusetts properties' Early Termination Fee is ≤ 2% of the line limit, not to exceed $450. If determined to be required, valuation of property and/or title insurance may be obtained. Costs may range from $550 to $1,000. Maximum loan to value is 85 percent of appraised value, including any other existing liens. Line amounts between $10,000 and $1,000,000 are based on total exposure (all debts on the property) and are limited to the borrower(s) credit score(s). Ten-year advance period followed by a 15-year principal and interest repayment. Minimum credit advance $250. Available for owner-occupied 1 to 4 family residential properties and second homes. A Hazard Insurance policy is required and must be approved by the Bank prior to closing. All loans are subject to credit approval by Bangor Savings Bank. Interest rates and annual percentage rates are subject to change without notice and are accurate as of December 11, 2025. -
Our Benefit Home Equity Fixed is one of the few equity programs offering a fixed rate for the life of the loan. And because it's a line of credit, not just a loan, you have access to cash whenever you need it. For additional information, email us at lending@bangor.com, or call 1.877.226.4671.Print
Credit Score Rate APR Lines with Total Exposure Limits Maximum Loan to Value Credit Score
680-699Rate
8.250%APR
8.250%Lines with Total Exposure Limits
$10,000-$1,000,000Maximum Loan to Value
Up to 85%Credit Score
700-739Rate
8.000%APR
8.000%Lines with Total Exposure Limits
$10,000-$1,000,000Maximum Loan to Value
Up to 85%Credit Score
740-779Rate
7.750%APR
7.750%Lines with Total Exposure Limits
$10,000-$1,000,000Maximum Loan to Value
Up to 85%Credit Score
780+Rate
7.500%APR
7.500%Lines with Total Exposure Limits
$10,000-$1,000,000Maximum Loan to Value
Up to 85%Rate Disclosures & Information
Early Termination Fee of $450 if the line is terminated within the first 36 months; 12 months for Rhode Island. Early Termination Fees are not applicable for Vermont, Connecticut, North Carolina, or South Carolina properties. Massachusetts properties' Early Termination Fee is ≤ 2% of the line limit, not to exceed $450.00. If determined to be required, valuation of property and/or title insurance may be obtained. Costs may range from $550 to $1,000. Maximum loan to value is 85 percent of appraised value, including any other existing liens. Line amounts between $10,000 and $1,000,000 are based on total exposure (all debts on the property) and are limited by the borrower(s) credit score(s). Seven-year advance period followed by a 15-year principal and interest repayment. Minimum credit advance $250. Available for owner-occupied 1 to 4 family residential properties and second homes. A Hazard Insurance policy is required and must be approved by the Bank prior to closing. All loans are subject to credit approval by Bangor Savings Bank. Interest rates and annual percentage rates are subject to change without notice and are accurate as of December 11, 2025. -
Lock in a low Benefit Home Equity Flex Line of Credit, and enjoy the flexibility of financing things like home improvement, education costs—important stuff. You can draw on the Benefit Home Equity Flex for 3 years, followed by a 10-year repayment period, and your rate won't go up. For additional information, email us at lending@bangor.com, or call 1.877.226.4671.Print
Credit Score Rate APR Lines with Total Exposure Limits Maximum Loan to Value Credit Score
680-699Rate
8.000%APR
8.000%Lines with Total Exposure Limits
$10,000-$1,000,000Maximum Loan to Value
Up to 85%Credit Score
700-739Rate
7.750%APR
7.750%Lines with Total Exposure Limits
$10,000-$1,000,000Maximum Loan to Value
Up to 85%Credit Score
740-779Rate
7.500%APR
7.500%Lines with Total Exposure Limits
$10,000-$1,000,000Maximum Loan to Value
Up to 85%Credit Score
780+Rate
7.250%APR
7.250%Lines with Total Exposure Limits
$10,000-$1,000,000Maximum Loan to Value
Up to 85%Rate Disclosures & Information
Early Termination Fee of $450 if the line is terminated within the first 36 months; 12 months for Rhode Island. Early Termination Fees are not applicable for Vermont, Connecticut, North Carolina, or South Carolina properties. Massachusetts properties' Early Termination Fee is ≤ 2% of the line limit, not to exceed $450.00. If determined to be required, valuation of property and/or title insurance may be obtained. Costs may range from $550 to $1,000. Maximum loan to value is 85 percent of appraised value, including any other existing liens. Line amounts between $10,000 and $1,000,000 are based on total exposure (all debts on the property) and are limited by the borrower(s) credit score(s). Three-year advance period followed by a 10-year principal and interest repayment. Rate will not change during life of loan. Minimum credit advance $250. Available for owner-occupied 1 to 4 family residential properties and second homes. A Hazard Insurance policy is required and must be approved by the Bank prior to closing. All loans are subject to credit approval by Bangor Savings Bank. Interest rates and annual percentage rates are subject to change without notice and are accurate as of December 11, 2025. -
Tap into the equity in your home at competitive rates to fund home improvements, vacations, education, investments, taxes, and more with our Benefit Home Equity Variable. Use it over and over again—even if your first mortgage is not with us. For additional information, email us at lending@bangor.com, or call 1.877.226.4671.Print
Credit Score Rate APR Lines with Total Exposure Limits Maximum Loan to Value Credit Score
680-699Rate
7.250% (Prime + 0.50%)APR
7.250% (Prime + 0.50%)Lines with Total Exposure Limits
$10,000-$1,000,000Maximum Loan to Value
Up to 85%Credit Score
700-739Rate
7.000% (Prime + 0.25%)APR
7.000% (Prime + 0.25%)Lines with Total Exposure Limits
$10,000-$1,000,000Maximum Loan to Value
Up to 85%Credit Score
740-779Rate
6.750% (Prime)APR
6.750% (Prime)Lines with Total Exposure Limits
$10,000-$1,000,000Maximum Loan to Value
Up to 85%Credit Score
780+Rate
6.500% (Prime - 0.25%)APR
6.500% (Prime - 0.25%)Lines with Total Exposure Limits
$10,000-$1,000,000Maximum Loan to Value
Up to 85%Rate Disclosures & Information
The maximum annual percentage rate that may be imposed is 18.000%. The variable rate is tied to the highest domestic Prime Rate published in the "Money Rates" section of The Wall Street Journal, plus or minus a margin. Early Termination Fee of $450 if the line is terminated within the first 36 months; 12 months for Rhode Island. Early Termination Fees are not applicable for Vermont, Connecticut, North Carolina, or South Carolina properties. Massachusetts properties' Early Termination Fee is ≤ 2% of the line limit, not to exceed $450. If determined to be required, valuation of property and/or title insurance may be obtained. Costs may range from $550 to $1,000. Maximum loan to value is 85 percent of appraised value, including any other existing liens. Line amounts between $10,000 and $1,000,000 are based on total exposure (all debts on the property) and are limited by the borrower(s) credit score(s). Ten-year advance period followed by a 15-year principal and interest repayment. Available for owner-occupied 1 to 4 family residential properties and second homes. A Hazard Insurance policy is required and must be approved by the bank prior to closing. All loans are subject to credit approval by Bangor Savings Bank. Interest rates and annual percentage rates are subject to change without notice and are accurate as of December 11, 2025. -
The Investment Property Equity is for non-owner occupied 1-4 family residences. You can draw on the Line for 10 years, followed by a 15-year repayment period. For additional information, email us at lending@bangor.com, or call 1.877.226.4671.Print
Loan Amount Collateral Type Rate APR Loan Amount
≥$10,000Collateral Type
Investment Property (60% LTV) Max $250,000Rate
8.750% (Prime + 2.00%)APR
8.750% (Prime + 2.00%)Rate Disclosures & Information
Early Termination Fee of $450 if the line is terminated within the first 36 months; 12 months for Rhode Island. Early Termination Fees are not applicable for Vermont, Connecticut, North Carolina and South Carolina properties. Massachusetts properties' Early Termination Fee is ≤ 2% of the line limit, not to exceed $450.00. If determined to be required, valuation of property and/or title insurance may be obtained and costs may range from $550 to $1,000. Maximum loan to value is 60% of appraised value, including any other existing liens. Line amounts between $10,000 and $250,000 are based on total exposure (all debts on the property) and are limited by the borrower(s) credit score(s). Ten-year advance period followed by a 15-year principal and interest repayment. Minimum credit advance $250. Available for non-owner-occupied 1 to 4 family residential properties. A Hazard Insurance policy is required and must be approved by the Bank prior to closing. All loans are subject to credit approval by Bangor Savings Bank. Interest Rate is adjustable throughout the life of loan. The maximum annual percentage rate that may be imposed is 18.000%. The variable rate is tied to the highest domestic Prime rate in the "Money Rates" section of The Wall Street Journal, plus or minus a margin. Interest rates and annual percentage rates are subject to change without notice and are accurate as of December 11, 2025.
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To learn more about our Business Money Market product click here, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671.Print
Balance Tiers Interest Rate Annual Percentage Yield Balance Tiers
0 - $4,999.99Interest Rate
0.00%Annual Percentage Yield
0.00%Balance Tiers
$5,000 - $24,999.99Interest Rate
0.25%Annual Percentage Yield
0.25%Balance Tiers
$25,000 - $49,999.99Interest Rate
0.45%Annual Percentage Yield
0.45%Balance Tiers
$50,000 - $99,999.99Interest Rate
0.50%Annual Percentage Yield
0.50%Balance Tiers
$100,000 - $249,999.99Interest Rate
0.60%Annual Percentage Yield
0.60%Balance Tiers
$250,000 and overInterest Rate
0.60%Annual Percentage Yield
0.60%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of October 30, 2025. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Business Complete Money Market account requires a $5,000 minimum opening deposit.
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To learn more about savings certificates of deposit rates and the benefits of our Benefit Plus® Checking Account, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671.Print
Term (months) Interest Rate Annual Percentage Yield Benefit Plus® Customers - Rate Benefit Plus® Customers - Annual Percentage Yield Term (months)
9 Months†Interest Rate
3.00%Annual Percentage Yield
3.05%Benefit Plus® Customers - Rate
3.25%Benefit Plus® Customers - Annual Percentage Yield
3.30%Term (months)
15 Months††Interest Rate
2.75%Annual Percentage Yield
2.79%Benefit Plus® Customers - Rate
3.00%Benefit Plus® Customers - Annual Percentage Yield
3.05%Term (months)
39 Months†††Interest Rate
2.75%Annual Percentage Yield
2.79%Benefit Plus® Customers - Rate
3.00%Benefit Plus® Customers - Annual Percentage Yield
3.05%Term (months)
54 Months††††Interest Rate
2.75%Annual Percentage Yield
2.79%Benefit Plus® Customers - Rate
3.00%Benefit Plus® Customers - Annual Percentage Yield
3.05%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of October 30, 2025. A minimum daily balance of $500 is required to earn the annual percentage yield. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. Penalties may be imposed for early withdrawal. All terms require a $500 minimum opening deposit.
† 9 Month Special CD will renew automatically into 6 Month CDs
†† 15 Month Special CD will renew automatically into 12 Month CDs
††† 39 Month Special CD will renew automatically into 36 Month CDs
†††† 54 Month Special CD will renew automatically into 48 Month CDs
For Certain international ATM withdrawals, due to technical limiations,we will automatically reimburse $3.00 of an ATM fee charged within three (3) business days. In those instances where the fee exceeds $3.00, please bring your ATM transaction receipt to any Bangor Savings Bank branch for thre remaining reimbursement. Please ask for futher details before traveling aboard.
With Benefit Promise®, if you do not have avaliable funds in your account to cover the transaction when it is presented to us for payment or authorization, we will attempt to return the transaction. Althought we will not authorize when you do not have enough money in your account to cover them when they are presented to us for authorization, certain transactions or account activity may result in a negative balance. See Important Information About Your Account for more details.
Maine ABLE Benefit Checking® accounts are not guaranteed or insured by any state, any state agency or subdivision thereof, or their authorized agents or affiliates. Before opening an account, you should carefully read and understand the ABLE ME Informational Booklet. Maine ABLE Benefit Checking is offered through a partnership with the State of Maine Office of the State Treasurer, owner of the ABLE ME Program.
Please note that neither Bangor Saving Bank nor the Maine State Treasurer's Office can offer legal, benefits, or tax advice. If you have questions you should consult with your personal legal, benefits, or tax advisor(s) before opening an Account, making deposits, withdrawing money, or otherwise transacting bussines in the Account. Please see the ABLE ME Informational Booklet for detailed ABLE ME Program information.
For J.D.Power 2025 award information, vist jdpower.com/awards.