Maine ABLE Benefit Checking® accounts are not guaranteed or insured by any state, any state agency or subdivision thereof, or their authorized agents or affiliates. Before opening an account, you should carefully read and understand the ABLE ME Informational Booklet. Maine ABLE Benefit Checking® is offered through a partnership with the State of Maine Office of the State Treasurer, owner of the ABLE ME Program.
Please note that neither Bangor Savings Bank nor the Maine State Treasurer’s Office can offer legal, benefits, or tax advice. If you have questions you should consult with your personal legal, benefits, or tax advisor(s) before opening an Account, making deposits, withdrawing money, or otherwise transacting business in the Account. Please see the ABLE ME Informational Booklet for detailed ABLE ME Program information.
1Maine ABLE Benefit Checking® accounts require a $25 minimum opening deposit.
2For certain international ATM withdrawals, due to technical limitations, we will automatically reimburse $3.00 of an ATM fee charged within three (3) business days. In those instances where the fee exceeds $3.00, please bring your ATM transaction receipt to any Bangor Savings Bank branch for the remaining reimbursement. Please ask for further details before traveling abroad.
3With Maine ABLE Benefit Checking®, if you do not have available funds in your account to cover the transaction when it is presented to us for payment or authorization, we will attempt to return the transaction. Although we will not authorize when you do not have enough money in your account to cover them when they are presented to us for authorization, certain transactions or account activity may result in a negative balance. See Important Information About Your Account for more details.