Maine ABLE Benefit Checking® Account Details

Valuable features and services.
More benefits. More freedom. 

Our Maine ABLE Benefit Checking® account could be the best option for you. Simple. Straightforward. 

Key Benefits:

  • $25 minimum to open1 
  • No minimum daily balance
  • No monthly service charge
  • Free Bangor Debit Mastercard® with free ATMs worldwide2
  • Free online banking with Bangor Online including: Bangor BillPay, Money Management, eStatements, and Mobile & Text Banking
  • Unlimited check writing
  • No Paid or Returned Item Fees 3
  • Deposits are FDIC insured
  • Monthly paper or online statement options

At Bangor Savings Bank we continue to work on providing accommodations for all individuals. Recognizing that each person has different circumstances and providing the exact resources and opportunities needed to reach an equal outcome.


Our ABLE Account Statements will provide check images and will not be combined with other statements. Customers can request fewer images per page, resulting in larger check images


Our customer-facing website,, allows for unrestricted zoom capabilities, so text and images can be made larger for easier viewing.


At Bangor Savings Bank, we offer Telecommunication Relay Services (TRS). TRS allow persons with hearing or speech disabilities to place and receive telephone calls.


Our ABLE print and web materials are carefully written using plain language, and avoiding confusing jargon wherever possible.


Our check vendor, Deluxe, offers embossed "Guideline" checks, which are specially designed for the vision impaired as the guidelines are easily felt. These larger 8 and 1/8 in. x 3 in. checks leave plenty of room for writing.

Debit Cards

For those that use their sense of touch instead of or in addition to vision, we offer embossed debit cards to be mailed directly to the customer's address.

Need further assistance with ABLE?

Our team is here to assist you with your questions about the Maine ABLE Benefit Checking® product and next steps. 
Contact Bangor Support

Maine ABLE Benefit Checking® accounts are not guaranteed or insured by any state, any state agency or subdivision thereof, or their authorized agents or affiliates. Before opening an account, you should carefully read and understand the ABLE ME Informational Booklet. Maine ABLE Benefit Checking® is offered through a partnership with the State of Maine Office of the State Treasurer, owner of the ABLE ME Program.
Please note that neither Bangor Savings Bank nor the Maine State Treasurer’s Office can offer legal, benefits, or tax advice. If you have questions you should consult with your personal legal, benefits, or tax advisor(s) before opening an Account, making deposits, withdrawing money, or otherwise transacting business in the Account. Please see the ABLE ME Informational Booklet for detailed ABLE ME Program information. 

1Maine ABLE Benefit Checking® accounts require a $25 minimum opening deposit.

2For certain international ATM withdrawals, due to technical limitations, we will automatically reimburse $3.00 of an ATM fee charged within three (3) business days. In those instances where the fee exceeds $3.00, please bring your ATM transaction receipt to any Bangor Savings Bank branch for the remaining reimbursement. Please ask for further details before traveling abroad.  

3With Maine ABLE Benefit Checking®, if you do not have available funds in your account to cover the transaction when it is presented to us for payment or authorization, we will attempt to return the transaction. Although we will not authorize when you do not have enough money in your account to cover them when they are presented to us for authorization, certain transactions or account activity may result in a negative balance. See Important Information About Your Account for more details.