Personal Savings & Money Market

Saving money today helps you to build a bright financial future. No matter where you are in life’s journey, Bangor Savings Bank has a savings account to meet your unique needs.

Which savings account is right for me? 

Deciding which savings account is the right one for your goals can be challenging. We are here to help you make the right choice!

  • Benefit Savings

    Save a little or save a lot with this account as you’ll earn preferred tiered rate interest on a balance of $25 or more.

    More Details
      • Must have or open a personal checking account with us
      • Earns interest on balances $25+
      • Preferred tiered interest rates
      • $25 minimum to open
      • Free ATM card
      • Free ATMs worldwide1 
      • Free online banking with Bangor Online featuring eStatements and text banking
      • Free mobile banking with the Bangor Mobile app featuring mobile deposit and account notifications
  • Statement Savings

    A stand-alone savings tool for customers who do not have a Bangor Savings Bank checking account. A low minimum balance and daily compounding interest make it easy to save.

    More Details
      • Earns interest on balances $25+
      • Tiered interest rates
      • $25 minimum to open
      • No monthly service charge
      • Free ATM card
      • Free ATMs worldwide1
      • Free online banking with Bangor Online featuring eStatements and text banking
      • Free mobile banking with the Bangor Mobile app featuring mobile deposit and account notifications
      • Fiduciary version available for those that require representative payee, parent and next friend, or uniform transfer to a minor account
  • Benefit Money Market

    Keep your money liquid while earning a great rate with our preferred tiered rates.

    More Details
      • Must have or open a personal checking account with us
      • Earns interest on balances $5,000+
      • Preferred tiered interest rates
      • Interest compounded daily and credited monthly
      • $5,000 minimum deposit to open
      • No monthly service charge
      • Free Bangor Savings Bank Debit Mastercard® with local rewards
      • Free ATMs worldwide1
      • Free online banking with Bangor Online featuring eStatements and text banking
      • Free mobile banking with the Bangor Mobile app featuring mobile deposit and account notifications
  • Market Rate Savings

    Keep your savings working with our competitive tiered interest rates. With this account, you can earn a higher rate on your savings deposits to keep your money working as hard as you do with our tiered interest rates.

    More Details
      • Earns interest on balances $5,000+
      • Tiered interest rates
      • $5,000 minimum to open
      • $10.00 monthly service charge waived by maintaining a $5,000+ balance
      • Free Bangor Savings Bank Debit Mastercard® with local rewards
      • Free ATMs worldwide1
      • Free online banking with Bangor Online featuring eStatements and text banking
      • Free mobile banking with the Bangor Mobile app featuring mobile deposit and account notifications
  • Certificate of Deposit

    Earn interest with a low initial deposit with a Certificate of Deposit (CD). All of our CD’s are guaranteed by the FDIC (Federal Deposit Insurance Corporation) and are a great way to keep your money safe, and earn a competitive rate that compounds daily at the same time.

     

    More Details
      • $500 minimum deposit
      • Flexible Terms from 3 to 60 months
      • Penalties apply for early withdrawal
      • FDIC-insured2
  • Holiday Club

    Smart savings for the holiday season! Set up a Holiday Club to set aside a little (or a lot) with recurring direct deposits. In the end, it could add up to something big.
    More Details
      • Plan early and take the financial sting out of holiday time.
      • Recurring direct deposit amounts of your choosing directly from your Bangor Savings Bank checking or savings accounts.
  • Great Start Savings for Kids

    Teaching your children good financial habits early will help them be financially responsible later in life. Our Great Start Savings account is the savings account just for kids!
    More Details
      • $1 minimum to open
      • Deposit only ATM Card
      • Annual Birthday Buck
  • Great Start CD for Kids

    Good money habits start early. Our Great Start CD is another great savings account for kids.
    More Details
      • $100 minimum to open
      • Options to make deposits of $50 or more during the CD’s one-year term

Health Savings Accounts (HSAs)

In partnership with leading provider HSA Bank, Bangor Savings Bank is happy to offer  Health Savings Accounts (HSA).

Individual Retirement Account (IRA)

Plan for your future with either a Traditional or Roth Individual Retirement Account (IRA).

Go Paperless

Have all the banking information you need at your fingertips, and help us make a positive impact on the environment! If you no longer need to receive paper statements in the mail, our paperless tools are a great way to manage your accounts.

Our Online and Mobile Banking features give you the ability to do almost anything from your phone or computer.

Enroll in eStatements
Bangor Mobile App

Bank with Us Online

Bangor Mobile lets you take charge of your money - wherever you are. Simply sign in with your Bangor Online credentials to enjoy a fast, secure, mobile connection to your Bangor Savings Bank accounts.

  • Check your account balances and up to 180 days of account history, complete with check images.
  • Transfer funds between your Bangor Savings Bank accounts.
  • Make payments for your existing Bangor BillPay payees.
  • Find the closest branch or ATM and get directions.