The Benefit Plus®1 checking account, our most rewarding account, offers these special services and features:
- Earns interest on balances $1,000+
- $25 minimum to open
- $20 monthly service charge waived if a combined balance in excess of $10,000 is maintained with eligible accounts.
- Free Bangor Savings Bank Debit Mastercard®
- Free ATMs worldwide2
- Free online and mobile banking with Bangor Online including: Bill Pay, Card Management, eStatements, and more
- Overdraft Protection options to fit your needs1
- Get free exclusive checks or a 50% discount on initial or future Deluxe check orders of any standard-sized personal checks
- Automatically qualified for Benefit Savings Account and Benefit Money Market Account
- Free treasurer’s checks and money orders
- Free first year of safe deposit box rental
- Premium rates on certificates of deposit
Open Your Benefit Plus® Checking Account Today!
Open your new account online or in-person at your closest branch.
Questions?
Our team can assist you!
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Our interest-bearing checking account. To learn more about Benefit Plus® Checking click here, call your local branch, email us at bangorsupport@bangor.com, or call 1.877.226.4671. These rates are also applicable to the fiduciary version of this account.Print
Balance Tiers Interest Rate Annual Percentage Yield Balance Tiers
0 - $999.99Interest Rate
0%Annual Percentage Yield
0%Balance Tiers
$1,000 and overInterest Rate
0.05%Annual Percentage Yield
0.05%Rate Disclosures & Information
Interest rates and annual percentage yields are accurate as of September 17, 2026. Interest will be compounded daily and credited to your account monthly. We use the daily balance method to calculate the interest on your account. Annual percentage yields assume interest remains on deposit. The rates may change after the account is opened. Fees may reduce earnings on the account. Benefit Plus® Checking accounts require a $25 minimum opening deposit.
Bank on the Go!
The Bangor Savings Bank app lets you take charge of your money wherever you are. Simply sign in with your Bangor Online credentials to securely manage your Bangor Savings Bank accounts from your mobile device.
✓ Deposit checks
✓ Check your account balances and transaction history
✓ Transfer funds between your accounts
✓ Pay personal and business contacts with Send Money
✓ Make payments with Bill Pay
1 There may be fees associated with this account. For all qualifications and considerations, please see Benefit Plus® Checking Terms & Conditions in the Important Information About Your Account.
2 For certain international ATM withdrawals, due to technical limitations, we will automatically reimburse $3.00 of an ATM fee charged within three (3) business days. In those instances where the fee exceeds $3.00, please bring your ATM transaction receipt to any Bangor Savings Bank branch for the remaining reimbursement. Please ask for further details before traveling abroad.
Buoy Local is a program of Bangor Savings Bank, Member FDIC. Buoy Local rewards are offered through Buoy Local. Rewards and discounts are not deposits and are not FDIC-insured.